Saturday, September 12, 2009

Clubbing Income and Gains

Clubbing Income and Gains

Mahindra Finance Fixed Deposits

Mahindra Finance Fixed Deposits

EPF Transfer and Opening PPF Account

EPF Transfer and Opening PPF Account

Thursday, September 10, 2009

Credit report from CIBIL

Credit report from CIBIL

How to Pay LIC premium online?

How to Pay LIC premium online?

Different Types of Life Insurance

Different Types of Life Insurance
In this article I will be writing about the different types of Life Insurance Plans in the market. As we know that Life Insurance is important for everyone to protect their family incase of their demise the insured money will save their family for educating their children and marriage of daughter, etc. According to your needs, one can choose their Life Insurance Scheme. This article presents the very basic knowledge on different Life Insurance plans and how it will benefit you in the future. If you have any doubts, please post it in the comments section. You can subscribe to our future articles here.

15 Days Lock-In period for Health Insurance Policies

15 Days Lock-In period for Health Insurance Policies

As of now there is no lock-in or test period for the health insurance policies. That meansinsurance companies once sold the policies to the customer then there is no way for the customer to cancel the policy for any reason. Insurance Regulatory and Development Authority(IRDA) feels that insurance companies misusing this and selling the policies to the customer with false statements. This step is taken in favour of the customers.

Saturday, September 05, 2009

Subscribe To Investment and Finance News

Thank you for reading my blog. As you are aware I am not updating this blog for long time because I have started another blog which focued on writing the finance and investment related tips and ideas. The name of the blog is Plan Your Investment. Good news is the blog already getting the 1000 hits per day and got regular readers too. I am glad to share the details about that blog here. If you like the blog please subscribe.

Restriction on free ATM usage!!!


RBI
has announced that from April 1, 2009 onwads withdrawl on the other ATM centerswould be free of charge. That means if you are the ICICI Bank customer, you can use the HDFC or any other bank’s atm to withdraw the money without any charge. Previously the charge is taken from the customer.

Tuesday, April 07, 2009

Section 80c

Earlier I have published Tax Planning for 2009 - Part 1. The previous post explains the basic stuff on tax savings using the home loans and the fixed deposit schemes. It doesn’t look into any specific section of the income tax act. This part of the article will be looking into section 80c of the income tax act. Section 80c is the important provisions and provide maximum of Rs.100000 savings under this section alone. So, it is better every one to understand the different options available under section 80c. Total amount of Rs.100000 can be divided into many different investments based on your interest and the financial status. I will explore the various options inside this particular section 80c and suggest you the investment plans. I would like to answer all your queries, please post it in the comments section. You can subscribe to our future articles here.

Tax Planning for 2009 - Part 2

Thursday, October 09, 2008

Blog is moved to own domain

HI Folks,

Finally I have created own domain name for my personal blog. All the posts are migrated to new domain name HiKrish. It is powered by Wordpress platform. I will stop blogging in this site. My future posts will be in the new site.

Thursday, July 03, 2008

General Tips For Switch to Mac From Windows

Sales of Apple's Macintosh computers have been growing much faster than PC sales overall, with many new Mac buyers switching from years of using Windows computers. For that reason, every month I get emails from readers asking about the differences in using the Windows and Macintosh operating systems.

While the Windows and Mac user interfaces are broadly similar, they do have subtle variations in day-to-day use that require some re-education for switchers. And because there are so many fewer Mac users than Windows users, help from friends and co-workers can be harder to obtain than it is for people switching the other way, to Windows from Mac.

So, here's a quick tip sheet explaining a few of the most common differences in the daily use of Windows XP, from which most people would be switching, and Apple's Mac OS X Leopard, which switchers would be adopting.

This column isn't an argument for making the switch to a Mac, merely an attempt to help those who have done so, or who are considering doing so. Of course, all Macs currently sold can run Windows and Windows programs concurrently with the Mac operating system. But this guide is for folks who intend to use their Macs primarily with Leopard, not Windows.

Menu Bars: In Windows, each program typically has its own menu bar. On the Mac, there's a single menu bar at the top of the screen that changes, depending on which program you are actively using. More>>

Rajnikanth's Next Movie - Kuselan

Kuselan is a forthcoming bilingual drama being directed by P. Vasu, who with Kuselan, will direct his fifth feature film featuring Rajnikanth. Rajnikanth, playing a guest role, is the one of the few common actors in the bi-lingual, the others including Nayantara and Meena, which is to be made into Tamil as Kuselan and Telugu as Kathanayukudu respectively. Various other regional actors have been signed up for the film, with Pasupathy, Meena, Prabhu Ganesan, Vadivelu, Santhanam and Livingston playing roles in the Tamil version, whilst, Jagapati Babu, Sunil and Brahmanandam portray roles in the Telugu version. Whilst, G. V. Prakash Kumar and Arvind Krishna have confirmed their parts as members of the technical crew. The film which is expected to be released in July 2008, will be produced by prominent director, K. Balachandar for the Tamil version and Ashwini Dutt for its Telugu version. The film is a remake of the Malayalam movie, Kadha Parayumbhol.

Wednesday, July 02, 2008

Firefox download record official

Mozilla has officially made history with a new Guinness world record for the largest number of software downloads in a 24-hour period.

The final record breaking 8,002,530 downloads for Firefox 3.0 took place in June with parties in over 25 countries.

"The enthusiasm and creativity of Firefox fans was key to making this happen" said Marketing head Paul Kim.

Gareth Deaves of Guinness World Records called it "an extremely impressive accomplishment".

The official figure was confirmed after logs from download servers were audited and checked to ensure duplicate and unfinished downloads were not counted.

Mr Kim told the BBC: "The notion of going for a world record, as gooky and nutty as it may have sounded, was a really sticky idea.

"It was an idea that translated really well across national borders and to all different kinds of people around the world."More>>

Tuesday, July 01, 2008

iPhone's launch to impact Nokia - India

Handset major Nokia Corporation’s global president and CEO Olli-Pekka Kallasvuo on Thursday said that the launch of Apple’s iconic iPhone in India would have an impact on the company here, “When iPhone comes to India, it adds to our competitors here. The entry of a new product in the market creates customer interest and it, therefore, impacts us in India,” Mr Kallasvuo said.

Nokia is the market leader in India and commands a 60% marketshare in the handset space. The company has so far largely remained unchallenged in India as it continues to extend the lead over its rivals in the domestic market.

At the same time, Mr Kallasvuo pointed out that consumer interest in iPhone would lead to an increased awareness on many of the concepts and features available on Nokia’s handsets.

Earlier this month, both Bharti and Vodafone had announced that they would soon be offering the new and cheaper version of iPhone to their customers by the year-end. More>>

Apple considering slider-style iPhone?

That's what The Register thinks, reporting Monday that Apple has shown off prototypes of an iPhone with a hardware keyboard to certain executives at wireless operators. The current iPhone famously comes with only one hardware button that returns the user to the home screen, with the rest of the buttons enabled in software.

The lack of a hardware keyboard is said to be a detriment for business users who are hooked on their BlackBerrys, and the iPhone's touch-screen keyboard certainly does take some getting used to in the first couple of weeks. The report suggests that a hardware-keyboard iPhone will be out around this time next year assuming Apple can work out the kinks.

I can't decide what I think about this notion. It's not completely out of the question that Apple would at least be thinking about a slider-style phone; some designs are quite popular with young and old alike. And we've long expected Apple to eventually release a family of iPhones similar to its strategy for the iPod product line, with different form factors and capabilities targeted at different groups.More>>

Google Ad Deal Is Under Scrutiny

The Justice Department has opened a formal antitrust investigation into a deal struck last month that would allow the Internet titan Google to provide some search advertising for Yahoo, according to sources familiar with the inquiry.
Investigators are planning to demand documents not only from Google and Yahoo, but also from other large companies in the Internet and media industries, said the sources, who spoke on condition of anonymity because the investigation is ongoing.

Google and Yahoo officials have said since the deal's announcement that they would delay its implementation for a voluntary Justice Department review. But a formal investigation signals that the department may have found some cause for concern. More>>

Hewlett-Packard clears U.S. hurdle to EDS purchase

Hewlett-Packard cleared an antitrust hurdle in its $13.2 billion purchase of Electronic Data Systems. A waiting period under U.S. law passed without any request for additional information from regulators, Hewlett-Packard said Monday. This indicates there's no opposition to the deal. The purchase would more than double the computer maker's revenue from services, challenging IBM. The transaction is HP's largest since the $18.9 billion takeover of Compaq Computer, led by Chief Executive Mark Hurd's predecessor, Carly Fiorina. The acquisition still requires approval from EDS investors and European antitrust authorities, Hewlett-Packard said. HP will pay $25 a share in cash, or 33 percent more than EDS's closing price May 9, before the companies said they were in talks.

Microsoft confirmed an agreement to buy Powerset, one of the leaders in semantic search

As rumored last week, Microsoft, with the notion of a Yahoo deal receding quickly in the rear-view mirror, is taking another tack in its efforts to stem the dominance of Google search -- rather than playing catch up, it wants to try leapfrog. Today, Microsoft confirmed an agreement to buy Powerset, one of the leaders in semantic search, which attempts to glean the context and intent of a search rather than just matching keywords against the content of ranked pages. Details of the deal weren't revealed, but the price is rumored to be in the $100 million neighborhood. "We're buying Powerset first and foremost because we're impressed with the people there," Microsoft's Live Search blog said. "We came away impressed by their smarts, their experience, their passion for search, and a shared vision. That shared vision is to take Search to the next level by adding understanding of the intent and meaning behind the words in searches and webpages."

There are challenges aplenty in the strategy. Semantic search is a non-trivial exercise involving the honing of the technology and the re-indexing of the searchable Web, and semantic analysis of a page is much more computing-intensive than simply scanning text. On its own, Powerset had been limited to demonstrating its proof of concept in searches through the finite world of Wikipedia. Microsoft has the infrastructure and the war chest to expand that reach, first, perhaps, in vertical search categories where semantic search has done the best so far. It will be a while before the success of this approach can be judged, and there's always the chance that Google might innovate or buy its way into the same territory, but Microsoft needed to do something to try to pull its search share out of single digits, and this looks like as good a bet as any. "Microsoft's acquisition of Powerset makes perfect sense and is probably the best shot at a disruptive technology that might allow it to leapfrog Google," said Andrei Hagiu, assistant professor of strategy, focusing on technology, at Harvard Business School.

Adobe Makes Flash Searchable

For years the big problem with Flash-based websites is that they could not be properly indexed by search engines. Flash websites have been favored by marketers and advertisers for a long time, because of the ability to create rich, interactive Web experiences. However for most other businesses, particularly those with a lot of information on their website (let's face it, that's everyone except marketers and advertisers), Flash has been nearly an automatic 'no' for website development. That may be about to change.

Adobe announced today that it is teaming up with major search engines - notably Google and Yahoo - to "dramatically improve search results of dynamic Web content and rich Internet applications (RIAs)." In a press statement, Adobe said that it is "providing optimized Adobe Flash Player technology to Google and Yahoo! to enhance search engine indexing of the Flash file format (SWF) and uncover information that is currently undiscoverable by search engines."

Adobe claims that it will provide more relevant search results and rankings for RIA content. In a separate blog post, Google announced that it has launched a "Flash indexing algorithm", which will result in better search results. More>>