Clubbing Income and Gains

Clubbing Income and Gains

Mahindra Finance Fixed Deposits

Mahindra Finance Fixed Deposits

EPF Transfer and Opening PPF Account

EPF Transfer and Opening PPF Account

Credit report from CIBIL

Credit report from CIBIL

How to Pay LIC premium online?

How to Pay LIC premium online?

Different Types of Life Insurance

Different Types of Life Insurance

In this article I will be writing about the different types of Life Insurance Plans in the market. As we know that Life Insurance is important for everyone to protect their family incase of their demise the insured money will save their family for educating their children and marriage of daughter, etc. According to your needs, one can choose their Life Insurance Scheme. This article presents the very basic knowledge on different Life Insurance plans and how it will benefit you in the future. If you have any doubts, please post it in the comments section. You can subscribe to our future articles here.

15 Days Lock-In period for Health Insurance Policies

15 Days Lock-In period for Health Insurance Policies

As of now there is no lock-in or test period for the health insurance policies. That meansinsurance companies once sold the policies to the customer then there is no way for the customer to cancel the policy for any reason. Insurance Regulatory and Development Authority(IRDA) feels that insurance companies misusing this and selling the policies to the customer with false statements. This step is taken in favour of the customers.

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Thank you for reading my blog. As you are aware I am not updating this blog for long time because I have started another blog which focued on writing the finance and investment related tips and ideas. The name of the blog is Plan Your Investment. Good news is the blog already getting the 1000 hits per day and got regular readers too. I am glad to share the details about that blog here. If you like the blog please subscribe.

Restriction on free ATM usage!!!

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RBI has announced that from April 1, 2009 onwads withdrawl on the other ATM centerswould be free of charge. That means if you are the ICICI Bank customer, you can use the HDFC or any other bank’s atm to withdraw the money without any charge. Previously the charge is taken from the customer.

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Section 80c

Earlier I have published Tax Planning for 2009 - Part 1. The previous post explains the basic stuff on tax savings using the home loans and the fixed deposit schemes. It doesn’t look into any specific section of the income tax act. This part of the article will be looking into section 80c of the income tax act. Section 80c is the important provisions and provide maximum of Rs.100000 savings under this section alone. So, it is better every one to understand the different options available under section 80c. Total amount of Rs.100000 can be divided into many different investments based on your interest and the financial status. I will explore the various options inside this particular section 80c and suggest you the investment plans. I would like to answer all your queries, please post it in the comments section. You can subscribe to our future articles here.

Tax Planning for 2009 - Part 2